BMF Advisors is a commercial capital and transaction advisory firm who leverages guidance and expertise to craft financial solutions for small to medium size businesses and investors throughout the U.S. From navigating complex transactions such as business and commercial real estate acquisitions, providing start up and working capital, to bridge financing and helping mitigate overall risk and loss, BMF Advisors has helped businesses and individuals just like you. With over 20+ years experience, we’ll leverage our knowledge and relationships to get you deal ready and to the closing table. From Wall Street to Main Street, BMF Advisors is here to help.
Kevin J. Smith
Founder
Kevin is the founder and driving force behind BMF Advisors, bringing more than two decades of hands‑on banking and commercial finance experience to the firm. He has served as a commercial mortgage banker, led a commercial team at a super‑regional bank, and was Chief Lending and Revenue Officer at a community bank—experience that gives him a rare, practical view of how deals actually get done.
That breadth lets Kevin guide borrowers through complex real estate and business financing—matching the right capital markets, structures, and timing to each situation, not just pushing a single product. He’s equally comfortable working with owner‑operators, sponsors, or corporate borrowers, helping them prepare for underwriting, negotiate terms, and close efficiently.
At BMF Advisors, Kevin leads strategy, client relationships, and deal execution, centered on clarity, responsiveness, and creative problem‑solving—qualities that keep multiple transactions moving forward even in challenging markets.
Kathryn Gann
Managing Director
Kathryn brings deep, practical expertise in commercial finance to her role at BMF Advisors. With more than two decades working across banking, lending, and finance, she helps clients navigate complex capital needs—from structuring strong credit presentations to connecting the right sources of debt for real estate and business growth.
Known for clear communication and a solutions‑first mindset, Kathryn focuses on turning underwriting challenges into workable structures that keep deals moving. She partners closely with owners, sponsors, and advisors to understand each borrower’s goals, risk profile, and timeline, then helps match those to the most appropriate capital markets and programs. Her approach emphasizes transparency, speed, and alignment—so borrowers can act confidently when timing or market conditions matter most
At BMF Advisors, Kathryn leads client engagements, supports deal strategy, and contributes to the firm’s broader mission of delivering creative, market‑savvy financing and advisory support. Her practical experience and steady leadership make her a go‑to resource for borrowers who want both rigor and responsiveness in their financing process.